Thanks for stopping by our financial education blog! We are excited to share tips on the best ways to save and manage your finances. Check back often for the latest tips for the community.

Tuesday, July 13, 2010

Fun in the Sun..just add water

Well Summer is here and it is HOT!! Are you looking for something to do on the weekends or even a day trip with the kids? We have plenty of waterparks in the surrounding area that can "cool you off" and not empty your wallet.

Splashtown in Spring - tickets @ $21.00
http://www.splashtownpark.com/
Paradise Waterpark in Lumberton - tickets range from @$13.00 to $17.00 http://www.pwoftexas.com/
Schlitterbahn in Galveston - tickets range from @$27.00 to $35.00
http://www.schlitterbahn.com/
Pirates Bay Waterpark in Baytown - tickets range from $12.00 to $15.00
http://www.baytown.org/piratesbay/
Blue Bayou Waterpark in Baton Rouge LA - tickets range from $28.00 to $35.00
http://www.bluebayou.com/

***(visit our website www.gecu.org under resources and entertainment discounts to get Splashtown, or Schlitterbahn (all locations) tickets at a discount) Every dollar counts!!***

And don't forget the "free" splash parks in Groves and Port Neches.

Enjoy your summer days

Tuesday, June 8, 2010

Energy Saving Tips

As the summer heats up, the last thing you want getting any higher in numbers is your electricity bill. Every year, people are faced with skyrocketing energy bills, but this year things can be different. If you are looking to save some money this summer on your energy bill, you have come to the right place. In this week’s blog, we are going to discuss some ways you can save this summer on your electricity bill that is quick and simple. Remember, some measures may not be relevant depending on climate, the age of your home and appliances, and past improvements made to your home.
Seal your ducts
· Leaking ductwork accounts for 25 percent of cooling costs in an average home, so have your ducts tested and have any leaks or restrictions repaired by a qualified contractor. Note: duct cleaning is not the same as duct sealing. As of October 1, 2005, if you install a new central air conditioner or furnace, your ducts will have to be inspected.
Install window shading
· Install patio covers, awnings, and solar window screens to shade your home from the sun. For additional future savings, use strategically planted trees, shrubs and vines to shade your home.
· Solar control window films applied to existing glass in windows and doors is an effective method to reduce peak demand during hot months and conserve energy anytime air conditioning might be required. In addition to the energy management benefits, the use of these films can also reduce exposure to ultraviolet radiation and reduce glare. Visit The International Window Film Association for more information.
Push a button to wash your dishes
Surprise! Your dishwasher uses less water than washing dishes by hand. Then let dishes air-dry to save even more!
Install a whole house fan
· A whole house fan is permanently installed in your attic and draws cool air into your home through the windows while forcing hot air out through your attic vents. Use after sundown when the outside temperature drops below 80 degrees, and in the early morning to cool your house and help reduce your air conditioning use.
Turn up your thermostat
· Set your thermostat to 78 degrees when you are home and 85 degrees or off when you are away. Using ceiling or room fans allows you to set the thermostat higher because the air movement will cool the room. Always take into account health considerations and be sure to drink plenty of fluids in warm weather.
Operating swimming pool filters and cleaning sweeps efficiently
Reduce the operating time of your pool filter and automatic cleaning sweep to four to five hours, and only during off-peak time.
Increase attic insulation
· If existing insulation level is R-19 or less, consider insulating your attic to at least R-30.

The opportunities are there for you to save big dollars this summer. Now it’s time to get out the tools and energy repair your house! If you have anything questions or want to send in your ideas on how to save this summer, give us a shout back because we love to hear from you!

Monday, May 24, 2010

Summer Time Jobs For School Aged Kids

Well Summer time is here. School is out or almost out for the kids. What are your kids going to do this summer?? If they are old enough for part-time work and want to earn a little extra spending money, share some ideas with them.

** Mowing grass for neighbors or family
** Cleaning house for parents, dusting, moping, cleaning windows
** Clean up that brush pile outside, rake leaves, wash the porch/deck off
** Clean the pool ( and even take a cool down swim when finished)
** Walk dogs
** Babysitting
** Snowcone stands always need summer help if you are old enough

Whether you are 9 or 16, earning summer money can be a breeze!!

Tell us what you plan to do this summer to earn extra spending money!!

Tuesday, May 11, 2010

The skinny on saving for vacations big and small

The skinny on saving for vacations BIG and small

No matter what age you are, the idea of vacations will always bring a smile to your face! Whether you are going on that seven day cruise covering 3 countries or taking a weekend trip to Garner State Park, having a well thought out plan is essential before taking any trip. In this week’s blog post, we are going to list steps you need to take to plan either a small or extravagant vacation, so get your pen and pencil ready!
First, let’s look at expenses if you are traveling to Six Flags Fiesta Texas in San Antonio, Texas:
· Car Trip Expenses- 294 miles or about 4 hours 49 minutes
o Traveling by car will definitely save you money when looking to go to a place like this due to having your own car for transportation as well as in emergency situations.
· Lodging- Competitive hotel rates
o The ability to find great deals on lodging will be easy when traveling to San Antonio due to the amount of hotels located along the way as well as the amount in San Antonio itself. Be sure to check out hotels that are located right off of the Riverwalk as they can be a cheaper option.
· Entertainment- Lots of activities for all ages
o The different activities when traveling to and from San Antonio can be great for all ages. Whether you want to stop in a small town along the way or hang out in San Antonio at the Riverwalk, there are certainly many fun and affordable things to do!
· Dining- Many options to choose from
o The different choices of dining will please any picky person who is faced with the long drive to San Antonio. While in San Antonio, there are many places that range from Mexican (be sure to check out Mi Tierra’s) or head to the Riverwalk for fun, on the water dining.
Next, let’s check out the expenses of traveling somewhere outside the great state of Texas, Estes Park in Colorado is a great place to check out:
· Car Trip/Flight Expenses: 1,226 mile trip by car
o For the “experienced” traveler, you might choose the car trip route, but before you decide to do this, make sure you weigh the pros and cons. A pro would be having transportation when you get to Colorado. A con to driving would be the length in trip, which is roughly 21 hours drive time, and possible car trouble. Make sure you check and see how much tickets are and weigh that against gas money to give you a proper estimate.
· Lodging- Small amount of choices
o If you choose to travel to Colorado by car, the choices of lodging will be great, but once in Este Park, you are limited in your choices of hotels. Although there might be different places to stay, check online as to get the best deal. Websites like Expedia and Priceline can help you get the best deals. Or you can choose to camp instead to save on lodging expenses.

· Entertainment- Activities can be limited if you are not into outdoor entertainment
o When you are traveling to a resort type of location, there may be a limited amount of things to do. If your family is looking for a place to only ski, then resorts like this might be a better place to travel to, but make sure everyone knows that “skiing” will be the main thing that everyone will be doing. Although your choices might be limited, the main activity of the resort will be excellent.
· Dining- Choices might be limited
o The amount of restaurants might be limited when traveling to a place like this. It is a good idea to check and see what type of food will be available and run it by everyone who is deciding to go on the trip. If everyone is dead set on going but the food isn’t good, maybe it would be a better choice to purchase food and store it in the hotel room or at your campsite.
When deciding where to take a vacation, make sure you take all the areas of planning into consideration, especially if you are going on a group trip. Weigh the pros and cons of staying local versus going out of state to really get a good idea of how much money you are going to spend and how easy it will be to take the vacation because after all, vacations are suppose to be fun, not a headache! Happy planning!

Wednesday, April 28, 2010

Credit Scores

If you are in the market for a new home, car or are trying to get a personal loan, there is one thing that you must know: your credit score. You may already know the importance of your credit score as it is determined by a report that contains all of your credit activities. The goal is have the best (highest) score possible in order to get the best rates. Here are a few simple tips that can help you boost your score:

1. Pay all of your bills on time. This one component makes up 35% of your credit score total. Take a moment today to look at all of your monthly due dates and write them down on a calendar You can set a reminder in your cell phone or on your computer to keep up with these dates as well. Also, if you are having trouble remembering when to pay which bill, take a moment to sign up for Bill Pay online to eliminate stress. If you commit to paying each bill on time, then your credit score will begin to show improvement.
2. Reduce your overall debt. Of course, your goal here is to strive to be debt free, but while you are making those payments, work on widening the gap. This gap is what you want to increase between your credit limit and the actual amount you owe for that card. The larger this gap is, the better your credit score will be.
3. Call in the experts. If you are unsure of where to start, then you may want to check out some resources. Here are some free online resources to help you improve your credit score or if you would like to chat with someone, feel free to stop by one of our branch locations.

Do you have any helpful tips for boosting your credit score? Please share your tips and thoughts with us! Be sure to check back next week for fun ideas for charitable giving instead of just writing a check.

Tuesday, April 20, 2010

Take the Retirement Road Test

Take the Retirement Road Test
Do you have a red, yellow or green light?
A Message from John Pat White II

Have you taken the time to calculate how much money you’ll need to set aside for your retirement? Do you feel confident in how you’re investing those dollars you’ve already saved?

As a valuable member benefit, the MEMBERS financial services will offer all members of Gulf Credit Union a complimentary retirement analysis. This will only take a few minutes to complete, yet provide you with information that will last a lifetime. The output is straightforward and will rate your current progress with a red, yellow or green traffic light. Whether you’re just starting to save, or you’re getting close to retirement or already living in retirement, this analysis will provide you with solid recommendations to help you achieve your unique vision of retirement.
When it comes to planning your retirement, we understand the importance of a trusted partner. Call John Pat White @ 409.984.7452, your MEMBERS Financial Representative, today at for a no-cost, no-obligation appointment. Or simply stop by the office and you’ll receive a Retirement Road Test analysis while you wait. Find out how you can “green light” your retirement savings plans.

Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, A Registered broker/dealer and Investment Advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members.



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Tuesday, April 13, 2010

Getting Credit Card Debt in Check

Spring Clean Your Finances: Getting Credit Card Debt in Check

You’re ready to get your house in order with spring cleaning, but are your finances in order as well? Maybe it’s time for a check in on your finances and some financial spring cleaning. One of the best ways to do this is to take control of credit card debt. The task of evaluating and then cleaning up your credit card debt can be a pain-free (well, almost!) process that will not only improve your credit score, but will also give you a sense of financial relief. Let the financial cleaning begin by following these four steps.

1. Calculate all of your credit card balances and their interest rates to understand where to start. To make this easier to manage, take a look at our free debt calculator.
2. Next, take a look at your spending habits and create a budget that includes your monthly credit card payments. The goal is to understand your spending habits and look at ways to reduce unnecessary spending (this extra money can be put toward paying off your credit card debt). Use this tool to easily calculate this information.
3. To see results quicker, a good rule of thumb is to pay the credit card with the highest interest rate off first. Aim to pay double the minimum payment each month.
4. To stay in control of your finances, read How to be Creditwise and More Ways to be Creditwise for great credit savvy tips.

Make it a priority to complete step #1 by the end of this week. Seeing your credit card debt on paper will be great encouragement to get started on the next step. If you have a tip for managing and eliminating credit card debt, then please share your advice. Check back next week for great tips on planning your retirement!

Monday, April 5, 2010

April Events by Holly

April 2010 Local Events

April is “Child Abuse Prevention” Month. Wear blue to show your support.

YMBL Fair Ends Sunday, April 4, 2010.

JC Penney @ Parkdale Mall- “Round up Spring Purchases for the Salvation Army Boys and Girls Club ends April 6, 2010.



Monday, April 5, 2010
9:00 a.m. ~ Workforce Solutions Free Job Seeker’s Services
Theodore Johns Branch Library
4255 Fannett Road. Beaumont, Texas
409.842.5223.

5:00 p.m. ~ Mud Bug Mondays @ the Elegante
MCM Elegante
2355 I-10. Beaumont, Texas


Tuesday, April 6, 2010
4:00 p.m. ~ Be Here Tuesdays
Spindletop Steakhouse
290 Crockett Street. Beaumont, Texas


4:00 p.m. ~ Know Your Numbers Health Screening
Christus Outpatient Center
3701 Highway 73. Port Arthur, Texas
For more information and costs, call 866.683.3627

5:00 p.m. ~ Taco Tuesdays at the Elegante
MCM Elegante
2355 I-10. Beaumont, Texas



5:30 p.m. ~ Free Surgical Weight Loss Seminar
Christus Outpatient Pavillion
755 N 11th Street. Beaumont, Texas

6:00 p.m. ~ Live on Goodfella’s Patio
3350 Dowlen Road. Beaumont, Texas

6:30 p.m. ~ Justice is Served- CASA Event
MCM Elegante
2355 I-10. Beaumont, Texas
For sponsorship or more information, call 409.832.2272

6:30 p.m. ~ LU Cardinals VS Houston Baptist Baseball
Vincent Beck Stadium
Beaumont, Texas

7:00 p.m. ~ Karaoke Night at Logon Café
3805 Calder Avenue. Beaumont, Texas

7:30 p.m. ~ Lamar’s Distinguished Lecture Series Featuring Sarah Vowell
Lamar University Theater
4400 S. MLK Jr. Parkway. Beaumont, Texas

9:30 p.m. ~ Taco Tuesdays at Madison’s with El Floppy Tacos
Madison’s
4020 Dowlen Road. Beaumont, Texas

Wednesday, April 7, 2010
National Start Walking Day Benefiting American Heart Association

8:15 a.m. ~ Senior Flexibility and Balance Aerobics
YMCA Beaumont
6155 Eastex Freeway. Beaumont, Texas

10:30 a.m. ~ Pre-school Movies
Lumberton Library
130 E. Chance. Lumberton, Texas
409.755.7400

10:30 a.m. ~ Story Time @ Willard Library
Willard Library
3590 E. Lucas. Beaumont, Texas
409.842.4988



2:00 p.m. ~ Spanish Class @ Willard Library
Willard Library
3590 E. Lucas. Beaumont, Texas
409.842.4988

4:00 p.m. ~ Wine’d Down Wednesdays
Spindletop Steakhouse
290 Crockett St. Beaumont, Texas

5:00 p.m. ~ Wine and Cheese Wednesdays at the Elegante
MCM Elegante
2355 I-10. Beaumont, Texas

6:30 p.m. ~ LU Cardinals VS Houston Baptist- Baseball
Vincent Beck Stadium

8:00 p.m. ~ Open Mic Night @ Logon Café
3805 Calder. Beaumont, Texas

Thursday, April 8, 2010
8:30 a.m. ~ American Red Cross Adult CPR/ First Aid
American Red Cross
3260 Eastex Freeway. Beaumont, Texas
Call 409.832.1644 for more information/ registration.

10:30 a.m. ~ Story Time
Lumberton Library
130 E. Chance. Lumberton, Texas
409.755.7400

4:00 p.m. ~ Green Thumbs for Children
McFaddin Ward Carriage House
RSVP at 409.832.1906

4:00 p.m. ~ Thirstini Thursday
Spindletop Steakhouse
290 Crockett Street. Beaumont, Texas

5:00 p.m. ~ Steak Night Thursday at Elegante
MCM Elegante
2355 I-10. Beaumont, Texas


6:00 p.m. ~ Business Start Up Check List Presented by Dave Mulcahy
LU Small Business Development Center
801 Pearl Street. Beaumont, Texas
$10 per class. Call 409.880.2367 for registration/ more information.

6:30 p.m. ~ Square Dancing: Belles and Beaus
St. Anne Catholic School
375 N. 11th Street. Beaumont, Texas
409.860.9543

7:00 p.m. ~ FREE Salsa Lessons at Pancho Villas Mexican Kitchen
230 Crockett Street. Beaumont, Texas

7:30 p.m. ~ David Burgess, Latin American Guitarist
Nederland High School Performing Arts Center
Call 409.727.5215 for tickets and information.

7:30 p.m. ~ “Romeo and Juliet”
Lutcher Theater
707 Main Street. Orange, Texas

9:00 p.m. ~ Cross Canadian Ragweed
Dixie Dance Hall
234 Crockett Street. Beaumont, Texas

9:30 p.m. ~ Karaoke Thursdays
Madison’s
4020 Dowlen Road. Beaumont, Texas

Friday, April 9, 2010
9:00 a.m. ~ Child Care Conference
Beaumont Civic Center
701 Main Street. Beaumont, Texas
Call 409.835.8461 to register.

10:00 a.m. ~ “Romeo and Juliet”
Lutcher Theater
707 Main Avenue. Orange, Texas

12:00 p.m. ~ “The Masters” Demo Day
Games People Play
5945 College Street. Beaumont, Texas



4:00 p.m. ~ Family Fridays at Lumberton Public Library
130 E. Chance. Lumberton, Texas
409.755.7400

6:00 p.m. ~ Kids’ Night Out
St. Marks Episcopal Church
680 Calder Street. Beaumont, Texas
RSVP at 409.832.3405

6:30 p.m. ~ 40th Annual Spring Dinner
Silsbee Little Theater
140 N. 6th Street. Silsbee, Texas
Call 409.385.5562 for tickets/ more information.
Jacket required.


Saturday, April 10, 2010
8:00 a.m. ~ Lamar Administration of the ACT
Call 409.880.8878

9:00 a.m. ~ Free Tax Assistance Available at Main Library
Beaumont Public Library
801 Pearl Street. Beaumont, Texas

9:00 a.m. ~ Dishman Craft Market
Dishman Elementary
3475 Champions Drive. Beaumont, Texas

9:00 a.m. ~ Healthy Eating Habits
Lamar Institute of Technology
855 E. Lavaca. Beaumont, Texas
RSVP 409.880.8114.
$35/ class

9:30 a.m. ~ Milkweed Babies
Shangri La Botanical Gardens
2111 W. Park Avenue. Orange, Texas
RSVP 409.670.9799

10:00 a.m. ~ Beginners Genealogical Workshop
Tyrrell Historical Library
695 Pearl Street. Beaumont, Texas
Call 409.833.2759 for more information.


10:00 a.m. ~ 2nd Annual 5K Walk Benefiting Boys and Girls Club of Hardin County
1005 N. 7th Street. Silsbee, Texas
Call 512.720.5636 for more information.

10:00 a.m. ~ Canoe Village Creek
Big Thicket National Park
6044 FM 420. Kountze, Texas
RSVP 409.951.6700

10:00 a.m. ~ Story Time
Barnes and Noble
Dowlen Road Location. Beaumont, Texas

10:30 a.m. ~ Fun Brunch
Spindletop Steakhouse
290 Crockett Street. Beaumont, Texas

6:30 p.m. ~ 40th Annual Spring Dinner
Silsbee Little Theater
140 N. 6th Street. Silsbee, Texas
For tickets, call 409.385.5562
Jacket required

7:00 p.m. ~ Cattle Baron’s Ball
SETX Regional Airport
US 69 S. Beaumont, Texas
Call 409.835.2139 for more information.

7:30 p.m. ~ Beaumont Symphony Master Series 4 Concert
Julie Rogers Theater
765 Pearl. Beaumont, Texas

8:00 p.m. ~ Beaux Arts Ball
American Legion Hall
1320 Pennsylvania. Beaumont, Texas
For tickets, call 409.838.5393

9:30 p.m. ~ Still Cruisin’
Madison’s
4020 Dowlen Road. Beaumont, Texas

Sunday, April 11, 2010
1:00 p.m. ~ SETX Wedding Preview
MCM Elegante
2355 I-10. Beaumont, Texas
1:00 p.m. ~ Sundew Trail Hike
Big Thicket National Park
6044 FM 420. Kountze, Texas

2:00 p.m. ~ 5th Annual Masters Concert Series
Wesley United Methodist Church
3810 N. Major Drive. Beaumont, Texas

5:00 p.m. ~ The Houston Children’s Chorus
St. Mark’s Church
680 Calder. Beaumont, Texas

Monday, April 12, 2010
9:00 a.m. ~ Workforce Solutions Free Job Seeker’s Services
Theodore Johns Branch Library
4255 Fannett Road. Beaumont, Texas

5:00 p.m. ~ Mud Bug Mondays
MCM Elegante
2355 I-10. Beaumont, Texas

6:00 p.m. ~ Stress Relief, Simple Ways to Relax
Lamar Institute of Technology
855 E. Lucas. Beaumont, Texas

Tuesday, April 13, 2010
2:00 p.m. ~ Introduction to Floral Painting in Watercolor
Stark Museum of Art
712 Green Avenue. Orange, Texas
RSVP 409.866.2787
$40 Admission

3:00 p.m. ~ LU Cardinals VS Texas Pan America Baseball
Vincent Beck Stadium
Beaumont, Texas


4:00 p.m. ~ Be Here Tuesdays
Spindletop Steakhouse
290 Crockett Street. Beaumont, Texas


4:00 p.m. ~ Know Your Numbers Health Screening
Christus Outpatient Center
3701 Highway 73. Port Arthur, Texas
For more information and costs, call 866.683.3627

5:00 p.m. ~ Taco Tuesdays at the Elegante
MCM Elegante
2355 I-10. Beaumont, Texas


6:00 p.m. ~ Live on Goodfella’s Patio
3350 Dowlen Road. Beaumont, Texas

7:00 p.m. ~ Karaoke Night at Logon Café
3805 Calder Avenue. Beaumont, Texas

9:30 p.m. ~ Taco Tuesdays at Madison’s with El Floppy Tacos
Madison’s
4020 Dowlen Road. Beaumont, Texas

Wednesday, April 14, 2010
8:15 a.m. ~ Senior Flexibility and Balance Aerobics
YMCA Beaumont
6155 Eastex Freeway. Beaumont, Texas

10:30 a.m. ~ Story Time @ Willard Library
Willard Library
3590 E. Lucas. Beaumont, Texas
409.842.4988

11:00 a.m. ~ Free Surgical Weight Loss Seminar
Christus Outpatient Pavilion
755 N 11th Street. Beaumont, Texas
Call 409.839.5673 to register.

1:00 p.m. ~ Willard Library Celebrates National Library Week
Willard Library
3590 E. Lucas. Beaumont, Texas
409.842.4988

2:00 p.m. ~ Spanish Class
Willard Library
3590 E. Lucas. Beaumont, Texas
409.842.4988

4:00 p.m. ~ Wine’d Down Wednesdays
Spindletop Steakhouse
290 Crockett St. Beaumont, Texas


5:00 p.m. ~ Wine and Cheese Wednesdays at the Elegante
MCM Elegante
2355 I-10. Beaumont, Texas

6:45 p.m. ~ Open Class Ballet and Condiitoning
City Dance Center
3015 N Dowlen Road Ste. 270. Beaumont, Texas

8:00 p.m. ~ Open Mic Night @ Logon Café
3805 Calder. Beaumont, Texas

Thursday, April 15, 2010
1:00 p.m. ~ Educators’ Career Fair
Lamar University
Montagne Center. Beaumont, Texas

2:00 p.m. ~ Introduction to Floral Painting in Watercolor
Stark Museum of Art
712 Green Avenue. Orange, Texas
Call 409.882.3321
Admission: $40

4:00 p.m. ~ Stroke Wise Support Group for Survivors and Families
Baptist Hospital
3080 College. Beaumont, Texas
RSVP 4069.212.6145

5:00 p.m. ~ Mercado Days Latin Fest
500 Procter Street. Port Arthur, Texas

4:00 p.m. ~ Thirstini Thursday
Spindletop Steakhouse
290 Crockett Street. Beaumont, Texas

5:00 p.m. ~ Steak Night Thursday at Elegante
MCM Elegante
2355 I-10. Beaumont, Texas

6:30 p.m. ~ Square Dancing: Belles and Beaus
St. Anne Catholic School
375 N. 11th Street. Beaumont, Texas
409.860.9543




6:30 p.m. ~ 40th Annual Spring Dinner
Silsbee Little Theater
140 N. 6th Street. Silsbee, Texas
For tickets, call 409.385.5562
Jacket required

7:00 p.m. ~ FREE Salsa Lessons at Pancho Villas Mexican Kitchen
230 Crockett Street. Beaumont, Texas


7:30 p.m. ~ Spring Dance Concert
Lamar University Theater
4400 S. MLK Jr Parkway. Beaumont, Texas
Call 409.880.2250

8:00 p.m. ~ Karaoke Thursdays
Madison’s
4020 Dowlen Road. Beaumont, Texas

Friday, April 16, 2010
10:00 a.m. ~ Pareilli Horse Show
Ford Arena
5115 I-10. Beaumont, Texas

10:00 a.m. ~ Village Creek Fest
Lumberton, Texas

10:30 a.m. ~ Opening Day
Camp Junction
8690 Hwy. 90. Beaumont, Texas

2:00 p.m. ~ Introduction to Floral Painting in Watercolor
Stark Museum of Art
712 Green Avenue. Orange, Texas
RSVP 409.866.2787
$40 Admission

4:00 p.m. ~ Family Fridays at Lumberton Public Library
130 E. Chance. Lumberton, Texas
409.755.7400

5:00 p.m. ~ Mercado Days Latino Fest
Procter Street. Port Arthur, Texas



6:00 p.m. ~ Beaumont Main Street Presents “The Natural”
Jefferson Theater
Call 409.838.2202 for tickets and more information.

6:30 p.m. ~ 40th Annual Spring Dinner
Silsbee Little Theater
140 N. 6th Street. Silsbee, Texas
Call 409.385.5562 for tickets/ more information.
Jacket required.

6:30 p.m. ~ LU Cardinals VS Sam Houston State
Vincent Beck Stadium
Beaumont, Texas

Saturday, April 17, 2010
8:00 a.m. ~ Spring Cleaning Alert: Dispose of Hazardous Waste and Tires the Right Way
Bob Bowers Civic Center
3401 Cultural Center Drive. Port Arthur, Texas
Call 409.899.8444 for more information.

9:00 a.m. ~ Beaumont Main Street Showing of Charlotte’s Web
Jefferson Theater
345 Fannin. Beaumont, Texas
Call 409.838.2202 for more information.

9:00 a.m. ~ CNSE 1003, Forklift Operator Certification
LIT, Building TA-3 Room 102
855 E. Lavaca. Beaumont, Texas
Call 409.880.8114 for more information and to register.

10:00 a.m. ~ Beginners Genealogical Workshop
Tyrrell Historical Library
695 Pearl Street. Beaumont, Texas
Call 409.833.2759 for more information.

10:00 a.m. ~ Beaumont Heritage Society: Frontiers Day
John Jay French Museum
3025 French Road. Beaumont, Texas
409.866.2787

10:00 a.m.~ Golden Triangle Links Jazz Brunch
Holiday Inn and Suites Beaumont Plaza
3950 I-10. Beaumont, Texas
Tickets $35

10:00 a.m. ~ Parelli Horse Show
Ford Arena
5115 I-10. Beaumont, Texas
409.951.5400

10:00 a.m. ~ Story Time
Barnes and Noble
Dowlen Road. Beaumont, Texas

10:00 a.m. ~ Village Creek Festival
Lumberton, Texas

10:30 a.m. ~ French HS Reunion of the Classes of 1927- 1953
Elks Lodge
11431 Hwy 90. Beaumont, Texas
For more information, call 409.896.5680

10:30 a.m. ~ Fun Brunch
Spindletop Steakhouse
290 Crockett Street. Beaumont, Texas

12:00 p.m. ~ Mercado Days Latino Fest
Procter Street. Beaumont, Texas

2:00 p.m. ~ LU Cardinals VS Sam Houston State
Vincent Beck Stadium
Beaumont, Texas

3:00 p.m. ~ Beaumont Main Street Presents “Singin’ in the Rain”
Jefferson Theater
345 Fannin. Beaumont, Texas

5:30 p.m. ~ An Evening with Shaun Groves
United Methodist Temple
4101 Highway 73. Port Arthur, Texas

6:30 p.m. ~ 40th Annual Spring Dinner
Silsbee Little Theater
140 N. 6th Street. Silsbee, Texas
For tickets, call 409.385.5562
Jacket required

6:30 p.m. ~ Beaumont Main Street Presents “Breakfast at Tiffany’s”
Jefferson Theater
345 Fannin. Beaumont, Texas

7:30 p.m. Chris Botti
Lutcher Theater
707 Main Street. Orange, Texas

8:00 p.m. ~ Barking Dog Concert Series
Dewinter with Mobley and the Loch
Pearl Street. Beaumont, Texas

9:00 p.m. ~ Kris Harper
Dylan’s
8601 9th Avenue. Port Arthur, Texas

9:30 p.m. ~ Sweet Root Unrooted
Madison’s
4020 Dowlen Road. Beaumont, Texas

Tuesday, March 30, 2010

Spring Cleaning

As the weather warms up and flowers start to bloom, everyone knows that spring is here! Not only is the new season in full swing, but it is also time for the necessary task of spring cleaning. Many people dread this task as it seems daunting and can be hard to know where to begin. To help you get started, here are three things that you can do to jump right in and clean efficiently.
First, label three large bins or bags with Keep, Sell and Donate. If you are a parent, give your kids their own three labeled bags and let them pitch in. Go through each room in your house and sort through any clutter stacked on the floor, in cabinets or hidden away in closets. If you are debating about whether to keep or donate an item, think of the last time that you actually used it. If it has been longer than three months, then this item should go to the Sell or Donate bag. The goal for each room is to keep no more than 50% of the items that you went through. At the end of the day, take the Donate bag to your local Goodwill. For the Sell bag, plan a garage sale with your neighbors and remember to post the garage sale information on Craig’s List.
The second step is to get rid of the dust and grime in those hard to reach places in each room. Follow this checklist in addition to regular dusting and vacuuming for successful spring cleaning.
· Wash the baseboards in each room.
· Wipe each corner of the room (floor and ceiling corners).
· Wipe down the blinds on all windows.
· Wash the windows.
· Dust underneath and behind all furniture.
· Wash all bed linens and curtains (double check the label to make sure it does not have to be cleaned professionally).
· Dust all fans and the tops of cabinets that are above your head.
· Check all walls and wipe any scuffs or dirty handprints with a wet cloth.
To get through this spring cleaning checklist, it may seem as though a lot of cleaning products need to be purchased. No worries as there is an easy, cost effective and environmentally friendly alternative. Make your own cleaners! It will only take a few minutes to combine ingredients in a spray bottle to make an all-purpose cleaner, window cleaner, or whichever cleaner you need. Here are the recipes for all of the cleaners that you will need for spring cleaning. Each of these mixtures is non-toxic and cost significantly less than the average cleaning product.
Follow these tips to get your spring cleaning underway this month. Not only will your home be fresh, you will also make extra cash with a garage sale and save money with your homemade cleaning products. Happy cleaning!
Do you have a spring cleaning tip? Please share your tip and let us know what you are doing!

Monday, March 22, 2010

Local Happenings

Looking for something to do, but not sure where to go??? We have listed several events for the rest of March. Hope you ENJOY!!

March 22-26, 2010 ~ Beaumont ISD Spring Break

Monday, March 22, 2010
6:15 p.m. ~ Belly Dance @ City Dance Center
6:30 pm ~ Beginner Latin Dance @ City Dance
7:00 pm ~ Yoga
Beaumont YMCA
6155 Eastex Frwy., Beaumont, Texas

Tuesday, March 23, 2010
9:00 a.m. ~ Yoga
Beaumont YMCA
6155 Eastex Frwy., Beaumont, Texas

4:00 p.m.~ Be Here Tuesdays
Spindletop Steakhouse
290 Crockett St., Beaumont, Texas

4:00 p.m. ~ Know Your Numbers Health Screening
Christus Outpatient Center
3701 Hwy. 73, Port Arthur, Texas
To register, for more information and costs, call: 866.683.3627

6:00 p.m. ~ Live on Goodfella’s Patio
Goodfella’s
3350 Dowlen, Beaumont, Texas
6:30 p.m. ~ Spindletop Blowout
Texas Energy Museum
Call: 409.833.5100 for information and reservations

7:00 p.m ~ Karaoke
Logon Café
3805 Calder Avenue, Beaumont, Texas

7:30 p.m. ~ Ed Dix and Friends
MacKenzie’s Pub
229 Dowlen Road, Ste. 5, Beaumont, Texas

8:30 p.m. ~ Acoustic Tuesdays
Dylan’s
8601 9th Avenue, Port Arthur, Texas

9:30 p.m. ~ Taco Tuesdays
Madison’s
4020 Dowlen Road, Beaumont, Texas

March 24- April 6, 2010
“Round Up” Spring Purchases for the Salvation Army Boys and Girls Club
JC Penney at Parkdale Mall
Shoppers may round their purchase up to the nearest dollar and 100% of donations will benefit Beaumont Youth.

Wednesday, March 24, 2010

4:00 p.m. ~ Wine’d Down Wednesdays
Spindletop Steakhouse
290 Crockett Street, Beaumont, Texas

6:45 p.m. ~ Open Ballet and Conditioning Class
City Dance Center
3015 N Dowlen Road, Ste. 270, Beaumont, Texas


March 25- April 4, 2010 ~ YMBL Fair at Ford Park in Beaumont, Texas

Thursday, March 25, 2010
7:00 a.m. ~ Blood Drive
Baptist Hospital of SETX
3080 College, Beaumont, Texas


8:15 a.m. ~ Senior Yoga
YMCA Beaumont
6155 Eastex Frwy., Beaumont, Texas

10:30 a.m. ~ Story Time
Lumberton Library
130 E. Chance, Lumberton, Texas
Call 409.755.7400 for more information

4:00 p.m. ~ Thirstiny Thursdays
Spindletop Steakhouse
290 Crockett Street, Beaumont, Texas

5:00 p.m. ~ YMBL Rodeo
Ford Park- Beaumont, Texas

6:00 p.m.~ FREE Surgical Weight Loss Seminar
Christus Outpatient Pavillion
755 N 11th Street
Call 409.839.5673 or visit setxweightloss.org for more information.

6:00 p.m. ~ Live on Goodfella’s Patio
Ryan Carroll
Goodfella’s
3350 Dowlen Road, Beaumont, Texas

6:30 p.m. ~ Square Dancing: Bellas and Beaus
St. Anne Catholic School
375 N. 11th Street, Beaumont, Texas
Call 409.860.9543 or 409.722.8974 for more information

7:00 p.m. ~ Britt Goodwin and Bubba Moore
MacKenzie’s Pub
229 Dowlen Road, Ste. 5, Beaumont, Texas
409.866.2288

8:00 p.m. ~ FREE Salsa Lessons
Pancho Villas
230 Crockett Street, Beaumont, Texas

9:00 p.m. ~ Billy Currington
Dixie Dance Hall


Friday, March 26, 2010

4:00 p.m. ~ Family Fridays
Lumberton Library
130 E Chance, Lumberton, Texas
Call 409.755.7400 for more information.

7:00 p.m. ~ YMBL Rodeo
Ford Arena
Beaumont, Texas

7:00 p.m. ~ 67th Annual Dogwood Festival Rodeo
Arena - Woodville, Texas
Tylercountydogwoodfestival.org

8:00 p.m. ~ Scott McGill
Thirtsy’s
Beaumont, Texas
Call 409.866.6066 for more information.

9:30 p.m. ~ Soul Vacation
Dylan’s
8601 9th Avenue, Port Arthur, Texas

Saturday, March 27, 2010
7:30 a.m. ~ Golf Tournament to Benefit Firefighter Memorial
Iron Oaks Golf Course
4654 Iron Oaks Drive, Beaumont, Texas
Call 409.880.3927 or visit firemuseumoftexas.org for more information.

8:00 a.m. ~ Health Fair
Bob Bowers Civic Center
Port Arthur, Texas
Call 409.984.8801 for more information.

8:30 a.m. ~ Discovery Hike on the Sundew Trail
CR 1910, 14.5 miles North of Kountze
Call 409.951.6700 for more information

10:00 a.m. ~ Story Time
Barnes and Noble
Dowlen Road Location
Call 409.898.1111 for more information.



8:00 p.m. ~ The Remember When Dance Orchestra
MacKenzie’s Pub
229 Dowlen Road, Beaumont, Texas
Call 409.866.2288 for more information

9:00 p.m. ~ Kris Harper and Do Not Destroy
Madison’s
4020 Dowlen Road, Beaumont, Texas

9:30 p.m. ~ Milestones
Dylan’s
8601 9th Avenue, Port Arthur, Texas

Sunday, March 28, 2010
2:00 p.m. ~ “The Man Who Planted Trees”
Lutcher Theater
707 Main Street, Orange, Texas
7:30 p.m. ~ “The Man Who Planted Trees”
Lutcher Theater
707 Main Street, Orange, Texas

Sunday, March 28, 2010
2:00 p.m. ~ “The Man Who Planted Trees”
Lutcher Theater
707 Main Street, Orange, Texas

7:30 p.m. ~ “The Man Who Planted Trees”
Lutcher Theater
707 Main Street, Orange, Texas

Monday, March 29, 2010
8:15 a.m. ~ Senior Cardio
YMCA- Beaumont
6155 Eastex Frwy., Beaumont, Texas
Ymcabeaumont.org

6:00 p.m. ~ Buying and Selling on E-Bay
Lamar Institute of Technology
855 E. Lavaca, Beaumont, Texas
$35/ person
Call 409.880.8114 to register or for more information.


6:15 p.m. ~ Belly Dancing
City Dance Center
3015 N. Dowlen Road, Beaumont, Texas
$12/ Class
Call 409.833.7772 for more information

Tuesday, March 30, 2010
4:00 p.m. ~ Be Here Tuesdays
Spindletop Steakhouse
Crockett Street, Beaumont, Texas

4:00 p.m. ~ Know Your Numbers Health Screening
Christus Outpatient Center
3701 Highway 73, Port Arthur, Texas
To register, for more information and costs, call 866.683.3627.

6:00 p.m. ~ Live on Goodfella’s Patio
Jimmy Kaiser
Goodfella’s
3350 Dowlen Road, Beaumont, Texas

6:30 p.m. ~ Lamar Baseball
Lamar Cards VS Rice Owls
Lamar University- Vincent Beck Stadium
Florida Avenue, Beaumont, Texas

7:00 p.m. ~ Beaumont Dealer’s Auction
12151 Hwy 90, Beaumont, Texas
Call 409.866.5677 or visit www.beaumontdealers.com for more information.

7:00 p.m. ~ Karaoke Night
Logon Café
3805 Calder, Beaumont, Texas

7:30 p.m. ~ Ed Dix and Friends
MacKenzie’s Pub
229 Dowlen Road, Ste. 5, Beaumont, Texas

8:30 p.m. ~ Acoustic Tuesdays
Dylan’s
8601 9th Avenue, Port Arthur, Texas




Wednesday, March 31, 2010
8:00 a.m. ~ Video Art Show
The Dishman Art Museum at Lamar University
4400 S. MLK Jr. Parkway, Beaumont, Texas
Call 409.880.8959 for more information.

10:30 a.m. ~ Pre- School Movies
Lumberton Public Library
130 E. Chance, Lumberton, Texas
Call 409.75.7400 for more information.

4:00 p.m. ~ Wine’d Down Wednedays
Spindletop Steakhouse
Crockett Street, Beaumont, Texas

6:45 p.m. ~ Open Class Ballet and Conditioning
City Dance Center
3015 N. Dowlen Road, Ste. 270, Beaumont, Texas
Call 409.833.7772 for more information.

8:00 p.m. ~ Open Mic Night
Logon Café
3805 Calder Avenue, Beaumont, Texas

Monday, March 15, 2010

Welcome!!!

Welcome to Gulf Credit Union's Blog, Community Cents!!

This is the first posting for our Blog!! We plan to use this site to provide financial education, tips for saving, updates on community happenings and much much more.
Here at Gulf CU we have numerous employees that will be contributing to our Blog. Check back to see what all they have to say. We will go live with our re-designed website Thursday morning...so check it out at www.gecu.org and let us know what you think. Into social media??? Fan us on Facebook, or follow us on Twitter.